How Much Home Insurance Do You Really Need? - One of the most common questions homeowners ask is, “How much home insurance do I actually need?” The answer is not always as simple as matching the home’s purchase price or...

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What Does Homeowners Insurance Cover in Idaho? - Homeowners insurance is one of those things most people know they need, but many are not fully sure what it actually covers. In Idaho, homeowners insurance helps protect...

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Insurance Tips for Buying a Home in North Idaho - Buying a home is exciting, but insurance is one of those pieces that can easily get overlooked until the last minute. In North Idaho, where homes can range from in-town...

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Is Flood Insurance Needed in North Idaho? - Many homeowners in North Idaho assume flood insurance is only something people need near the coast or in major flood zones. But the truth is, flooding can happen in many...

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Spring Melt and Water Damage: What Does Home Insurance Cover? - As winter starts to fade in North Idaho, spring brings warmer temperatures, melting snow, and a lot of moisture. While many people welcome the change in...

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5 Discounts You Might Be Missing on Your Car Insurance - Everyone wants to save money on car insurance-but many people overlook discounts they already qualify for. Here are five common ones: 1. Multi-Policy Discount -...

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Do You Need Business Insurance if You Work From Home? - Working from home is more common than ever. But if you run a business from your house, don’t assume your homeowners policy has you covered. What Homeowners...

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The Difference Between Full Coverage and Liability-Only Auto Insurance - Auto insurance can be confusing-especially when terms like “full coverage” and “liability-only” get thrown around. Here’s what they actually mean....

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Does Your Homeowners Policy Cover Airbnb or Short-Term Rentals? - With the rise of Airbnb and Vrbo, many North Idaho homeowners are turning properties into vacation rentals. But does your homeowners policy cover this?...

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Top 5 Home Insurance Claims in Idaho (And How to Avoid Them) - Owning a home in North Idaho is a dream for many-but it comes with risks unique to our area. Understanding the most common home insurance claims can help...

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