Most drivers in Idaho and Washington are required by state law to have at least minimum auto insurance coverage. That’s part of why you see so many ads on television and across the internet for cut-rate car insurance. However, the cheapest premiums aren’t always the best value. The best auto insurance policy for you is one that will provide an affordable premium for the coverage your need, along with great customer service both before and after an accident.
Our local agents in Parma and Coeur d'Alene and specialize in writing car insurance policies for residents in Idaho. We spend time getting to know you so that we understand your individual circumstances. Then we’ll shop around to help you find the best value on car insurance based on discounts available at a wide variety of reliable insurance carriers. Our relationships with these carriers allow us to provide vehicle insurance policies for:
At Kuespert Insurance and Panhandle Insurance we focus on providing value to our customers. Minimum vehicle coverage often will not cover the full cost of an auto accident. If responsible for an injury accident, you could be held personally liable for remaining hospital bills or even the cost of an accident-related death. In addition to this, if you only have liability insurance, you may have difficulty getting back on the road after an accident.
Your insurance agent will be happy to speak with you about the risks and benefits of various auto coverage options. When writing your policy, we’ll take into account factors such as