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Umbrella Insurance

from Kuespert Insurance Agency

Umbrella policies


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To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by a personal umbrella liability insurance policy.

What’s Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection.

The cost is minimal compared to the comfort of knowing you’re covered.

Do You Have Enough Liability Insurance?

Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units?

If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability Insurance Starts When the Others Stop

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available.

Talk with Kuespert Insurance to determine the right amount of coverage for your needs.

Broad Coverages

An umbrella insurance policy also pays some claims not covered by your home, auto, or other underlying insurance. The policy covers not just you, but your spouse and all family members living in your household, anywhere in the world. Legal defense fees are also paid.

The right coverage for you is unique. Talk to us today to find out how to protect yourself, your family, and your future with the right personal umbrella insurance for you.

Want to find out more about your Umbrella Insurance options?

Moscow Umbrella insurance

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Our Insurance Companies

Safeco Insurance

Kuespert Insurance Agency, Inc.

Three Convenient Locations in Idaho & Washington

Our locations:

Kuespert Insurance
127 S Washington St Ste 4
Moscow, ID 83843
208-882-0610

Panhandle Insurance
1103 E Best Ave Ste A
Coeur d'Alene, ID 83814
208-664-9223

Argonne Insurance
1510 N Argonne Rd Ste H
Spokane Valley, WA 99212
509-921-6809
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