Unique among motor sports, driving all-terrain vehicles in Northern Idaho and Eastern Washington combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. So, take a systematic approach to keeping things safe before, during and after your outings.

Before You Go

• Take a Course
  Formal hands-on training courses cover how to control ATVs in commonplace situations. The ATV Safety Institute typically offers its ATV RiderCourse free to anyone who buys a new qualifying machine from an institute member. Call 1-800-887-2887 or visit atvsafety.org for class information.
• Dress for Success
  A motorcycle or other motorized sports helmet, certified by the U.S. Department of Transportation, is a must. You’ll also want to suit up with over-the-ankle boots and long pants, a long-sleeved shirt, goggles and gloves.
• Remember Insurance
  Riding on state-owned land? Many states require ATV insurance, which offers coverage options similar to what’s available for motorcycles – liability, comprehensive, collision, safety apparel replacement, roadside assistance and more.

During the Ride

• Don’t Share the Seat
  You’ll want to be free to shift your weight according to the terrain and the situation. Passengers make it difficult – and dangerous.
• Stay Off the Road
  ATVs simply aren't street-legal machines, at least not in most states. The solid rear axle with no differential means they can be hard to handle on pavement.
• Let Kids Be Kids
  Children should never be allowed to drive or ride on an adult ATV. Someone under 16 on an adult ATV is twice as likely to sustain an injury as a child riding a youth ATV, according to ATVSafety.gov.

After the Outing

• Wait to Celebrate
  This is when you get to unwind with a cold one, not before. You need sharp reaction time and judgment, so don’t ever drive ATVs under the influence of alcohol or drugs.

Your local Idaho and Washington ATV Insurance Experts

Our agents in Moscow, Coeur d'Alene and Spokane Valley know the importance of ATV safety and we want to help you enjoy your ATV adventures this fall with the right recreational vehicle insurance coverage.  Whether your big-game hauler of choice is a 4-wheeler, quad hunting vehicle, 3-wheeler or another type of utility vehicle, we can help you determine the right coverage for your ATV exhibitions.

For ATV Insurance information, contact our local office near you:

Kuespert Insurance - Moscow, ID - 208-882-0610

Panhandle Insurance - Coeur d'Alene, ID  - 208-664-9223

Argonne Insurance - Spokane Valley, WA  - 509-921-6809