Outdoor Seasonal Insurance

Outdoor Seasonal Insurance

Whether you run a seasonal Fireworks Stand, Christmas Tree Lot or a year-round landscaping and outdoor grounds business, you may need different insurance coverage during different seasons of the year.  Our agents in Moscow, Coeur d'Alene and Spokane Valley understand that before your busy season hits, you need to know your business is prepared and that includes having the right coverage.  Then when your season hits, you don't have to worry about what coverage you have - you're prepared and know you have the policy that fits your business and your budget. 

Are your services seasonal?  We can help you find the right coverage for when you're in business.

It may be obvious when some businesses have their busy time (Corn mazes operate in the fall and Fireworks stands mainly in June and July).  However, a lot of "seasonal" businesses may offer services year round - but those services (and risk and liability factors associated with those services) change with the seasons.  For instance, a landscaper or lawn service manager who operates doing snow removal during the winter, may need a policy with difference coverage for the different services.  That is why our local agents know the insurance industry and work with the best commercial insurance carriers to help you determine the best fit for your business.

The carriers we work with offer complete and competitive policy options for seasonal and outdoor businesses including:

  • Fireworks Stands
  • Landscaping / Lawn Care
  • Tree Trimming and Removal
  • Window Cleaning
  • Yard Sprinkler Installation
  • Christmas Light Installation
  • Seasonal Produce Transportation
  • Swimming Pool Installation / Service
  • Wildfire Fighters
  • Yard Cleanup
  • Pest Control
  • Christmas Tree Lots
  • Holiday Craft Booths
  • Snow Removal
  • Brush Removal
  • Carpet Cleaning
  • Chimney Cleaning
  • Concessionaires
  • Pumpkin Patches, Corn Mazes, Fall Festivals
  • U-Pick Orchards
  • Farmer's Markets
  • RV Parks and Campgrounds
  • Snow Cone Stands / Ice Cream Trucks
  • Many More!