Just like individuals, businesses often utilize vehicles in the course of their daily activities. This can include company cars provided to top employees, delivery vehicles, on-site transport and more. If your company uses vehicles for business purposes, your business insurance portfolio won't be complete without commercial auto insurance to protect those vehicles. Here's a look at what a typical commercial auto policy might include.
Commercial Auto Insurance Components
Auto insurance for businesses operates similarly to that for individuals, encompassing the same primary components, including:
Coverage for Employee Vehicles
It is important to note that a typical commercial auto insurance policy will only cover vehicles owned by your company. If your employees use their own vehicles in the course of their duties, you may need to include additional, specialized coverage for this purpose. Employees' personal auto insurance policies may not apply in this area either, so it is important to have the right coverage in place to protect them.
Get Protection for Your Company Vehicles
When you are in need of commercial auto insurance in Idaho or Washington, Kuespert Insurance Agency is here to help. We'll answer all of your questions and tailor a policy to meet the unique needs of your business. Get in touch with our team today for a free consultation to discuss your options in greater detail.